DigiKnox Security is now distributing MediPendant nationwide. This is a new revolutionary personal emergency response system that has a wide array of significant safety applications. The MediPendant medical alert system offers crucial functionality not available with other medical alert systems, such as the ability for two-way conversation on the pendant itself and communication in a 600+ range from the base unit.

MediPendant, a brand new cutting-edge PERS (personal emergency response system), is now available for those requiring assistance in emergency situations. DigiKnox Security is now distributing MediPendant nationally. Although the new medical alarm was released only a few months ago, it is already making waves due to its groundbreaking features and wide ranging safety applications. MediPendant is the only fully- monitored medical alert systemthat allows the user to speak and listen directly though the pendant. Due to this new state of the art technology, this medical alert system goes far beyond being asenior alert. It can also be used as a personal alarm to provide much needed safety in centers for the disabled as well as in schools and daycares.

Medical Alarm Concepts (OTCBB:MDHI), one of the companies historically on the forefront of the personal emergency response system developedMediPendant.  According to DigiKnox Security president Ronald D. Cotton, “We have seen the MediPendant successfully used by all types of companies looking for an effective security solution. The range of applications for this amazing medical alert system is pretty endless. Those who are disabled or who have special needs can benefit from MediPendant, as can daycare centers that are looking for a quick and effective solution during emergencies.”

The MediPendant gives users access to help 24 hours a day and 365 days of the year. While other personal emergency response systems offer equipment withpanic buttons, MediPendant is the only system that provides this unique ability to speak through the pendant itself as well as two-way voice speakerphone technology. This new medical alarm also offers over 600 feet of communication range and out of range notifications. All responders to the MediPendant alerts are staff certified EMTs and they are guaranteed to stay on the phone until help arrives.  Life Safety Monitoring, a division of Rapid Response based in Syracuse New York, monitors MediPendant. Bilingual monitoring is available for those in the United States, Canada and Puerto Rico.

About DigiKnox Security:

DigiKnox Security is known for their affordable Wireless Home Security Systems. The Company is now an authorized dealer for MediPendant. DigiKnoxoperates in Bakersfield, California and has a customer base all over the United States. DigiKnox Security offers online purchasing for the MediPendant medical alert system along with free UPS shipping.

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Would you rather have a bigger monthly payment for a shorter amount of time? With a 15 year mortgage you have to make big payments each month, no exceptions. If you buy a cheap enough house this could be easy for you. The biggest advantage is saving a ton of money on interest, the biggest disadvantage is the much larger payment that reduces your cash flow.

If you choose the 30 year mortgage and pay only the minimum each month you are looking at twice the purchase price of your home just in interest payments. Do you really want the bank to make that much money off of you? If you are able you should may additional payments in order to whack away at the total interest you’ll pay over the life of the loan.

I would say never get an interest only loan. This is just begging for trouble and is how a lot of people started a snowball called the great recession. Between that an a variable interest rate loan the country is in shambles and people are very far underwater on their mortgages. Always gets a fixed rate loan for a fixed amount of time.

In our case we have tremendous financial discipline so we chose the 30 year mortgage and made large additional payments. We refinanced the note in order to get a very low interest rate and kept getting a 30 year note each time. As a result our mortgage payment is very low so if we need to pay only the minimum we can. When we are flush with money we can also choose to make bigger payments to pay it off faster. Having the flexibility is very important to us, but it only works because we have such discipline.

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